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Terms of Use

The terms on which this website is provided.

Last reviewed October 2026 · SHAM Digital Services Limited

This website

This site describes SHAM Digital Services Limited and the products it is building. It is informational. It is not an offer of securities, an offer of financial services, or a contract.

Accuracy

Product descriptions on this site describe what is being built. Products range from prototype and validation to field testing. Descriptions may change as products develop. Product artefacts shown on this site are illustrative examples.

No advice

Nothing on this site is financial, legal, medical or investment advice. SihaPlus is not a medical diagnosis service and MOYO is not a clinical or emergency service.

Intellectual property

The SHAM Digital name, product names, marks, text and design on this site belong to SHAM Digital Services Limited unless stated otherwise.

Third parties

Where a product involves regulated financial or insurance services, those services are delivered by appropriately licensed partners, not by SHAM Digital.

Governing law

These terms are governed by the laws of the United Republic of Tanzania.

Questions about this document? Write to info@sham.co.tz.

SHAM Digital Services Limited, Dar es Salaam, Tanzania. Company in formation, registration in progress at BRELA.