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SihaPlus

One Identity. One Wallet. One Rail.

Infrastructure that joins identity, payments and health access into one digital experience.

Status: Validation

SihaPlusID · SP-4471-09
Kaya ya MwinyiSP 4471 0928 ••••
Amina, Hassani, Neema, Baraka
Pochi ya familiaTZS 86,500
Next visitAlhamisi 10:30 · Mwananyamala
Mobile money+255 713 ••• 482
CoverFamily cover active
ExampleHousehold identity and wallet card
Why SihaPlus

Health and money break at the same moment.

Health apps cannot move money. Fintech knows nothing about health. Families experience the two as one chain that snaps at the worst possible time, and nothing that happens is recorded in a way that makes the next episode easier. The gap between the two is where catastrophic household spending happens.

SihaPlus is a digital health-fintech platform designed to connect identity, payments, health related services and financial access through one digital experience. Every health interaction creates financial context, and every financial interaction creates health context.

Core features

Inside SihaPlus.

  • Digital identity

    One verified identity across the household and the services it touches.

  • Payments

    Settlement on the mobile money rails people already use daily.

  • Health access

    Reminders, bookings and service coordination in one place.

  • Employer solutions

    Group and workplace cover routed through a single platform.

  • Financial connectivity

    Payment history that can underwrite small, timely credit.

  • Digital infrastructure

    The connective layer between families, providers, insurers and operators.

How it works

Four steps.

  1. Identify

    One identity for the household

  2. Access

    Reminders and bookings in one place

  3. Pay

    From one wallet on one rail

  4. Protect

    Cover and credit priced on real records

Who it is for

Built for these users.

  • Families
  • Savings groups
  • Small and medium employers
  • Clinics and providers
  • Insurers
  • Mobile money operators
Status

Documented and modelled. Validation stage.

Category
Health · Finance · Digital Identity
A brand of
SHAM Digital Services Limited
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Interested in SihaPlus?

Tell us how you would use it, and we will come back to you.

Start a conversation Dar es Salaam, Tanzania